Terms and Conditions

Terms of Service

These Terms and Conditions govern your use of Aurilthoviax financial planning services and website. By using our services, you agree to be bound by these terms.

Please read these terms carefully before using our services.

Definitions

For the purposes of these terms, the following definitions apply:

• Service: Financial planning consultations and related advisory services provided by Aurilthoviax
• User: Any individual who accesses or uses our website or services
• Content: All information, materials, and resources available through our website and services
• Agreement: These Terms and Conditions along with our Privacy Policy and other applicable policies

Eligibility

You must be at least 18 years old and legally capable of entering into contracts to use our services.

User Responsibilities

As a user of our services, you agree to:

• Provide accurate and complete information during consultations
• Maintain the security of your account credentials
• Use our services only for lawful purposes
• Respect the intellectual property rights of Aurilthoviax and others

Prohibited Uses

You may not use our services for:

• Any illegal or unauthorized purposes
• Transmitting harmful, offensive, or inappropriate content
• Sending spam or unsolicited communications
• Interfering with the proper functioning of our systems
• Attempting to gain unauthorized access to our systems or other users' accounts

Intellectual Property

All content and materials on our website are protected by copyright and other intellectual property laws.

You may not reproduce, distribute, or create derivative works without our written permission.

Privacy

Your privacy is important to us and is governed by our Privacy Policy.

Please review our Privacy Policy for detailed information about how we collect and use your data. Privacy Policy

Disclaimers

Limitation of Liability

Our liability is limited to the maximum extent permitted by Malaysian law.

In no event shall our total liability exceed the amount paid by you for our services.

Indemnification

You agree to indemnify and hold harmless Aurilthoviax from any claims arising from your use of our services or violation of these terms.

Dispute Resolution

We are committed to resolving disputes fairly and efficiently:

Termination

We may terminate or suspend your access to our services at any time for violation of these terms.

Upon termination, your right to use our services will cease immediately.

Governing Law

These terms are governed by and construed in accordance with the laws of Malaysia.

Severability

If any provision of these terms is found to be unenforceable, the remaining provisions will remain in full force and effect.

Entire Agreement

These terms constitute the entire agreement between you and Aurilthoviax regarding the use of our services.

Changes to Terms

We reserve the right to modify these terms at any time.

We will provide notice of material changes through our website or email.

Contact Information

If you have questions about these terms, please contact us using the information provided on our website.